Home insurance can be a confusing purchase; there are so many types of policies available and it can be difficult for the private individual to even know what cover is available, let alone ensure that they have bought the right policy.
Despite your best intentions, accidents do happen and if the accident is as a result of something your business has done then a client, contractor, or member of the public can claim against your business for compensation.
Sports Personal Cover
This policy covers sportsmen to enable them enjoy their game and also offers compensation for their sports equipment against theft or accidental damage.
The term ‘professional’ applies not only to traditional professions such as accountants or architects, but to any business which provides advice based upon the knowledge or expertise of its staff. Any business that operates in this way requires professional indemnity insurance.
Motor vehicle covers private cars, commercial vehicles, motor cycles, other vehicles that include agricultural type vehicles such as tractors, combined harvesters, fire extinguishers and ambulances.
Our PSV insurance policies are designed with the owner/ driver in mind. We are able to offer insurance that will cover (on a bespoke basis) your passengers, full breakdown insurance, a fully plated replacement vehicle in the event of an insurance claim that's not your fault, windscreen insurance, radio equipment insurance and much more.
Situations covered by travel insurance include: trip interruption or cancelation, travel delays due to bad weather, lost or delayed baggage, missed flight connection, overseas funeral expenses, visitor health insurance, accidental death or injury while abroad, and emergency evacuation.
Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.
Pets, Animals & Agriculture Insurance
Bringing you market leading agricultural insurance solutions with a combination of traditional personal service and our specialist expertise. Helping to protect your business and your working environment, our farming and agricultural insurance experts take the time to understand your insurance and risk management requirements through on farm visits and regular reviews.
Workers Injury Benefit Act (WIBA)
Specially designed package that is cost effective in helping a Company comply with the requirements of the Work Injury Benefits Act. It offers benefits usually offered under a WIBA policy without restriction to occupation only or set limits and at the same time offer a considerably cheap solution.
Cyber and data risks insurance is designed to support and protect your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.